FAQ : Gestion de mon compte
- the development of your savings thanks to a fully committed team;
- the provision of cutting-edge and innovative technology guaranteeing the required performance and reliability;
- support because FGI SA offers all the advantages of a business on a human scale, such as accessibility, responsiveness and flexibility. We remain attentive to your needs and in line with your vision in order to enable you to achieve your investment objectives in perfect consultation.
In addition to satisfactory pricing, our customer relationship is based primarily on listening, identifying your need and being efficient in meeting that need. We mainly focus on 3 elements:
- the development of your savings thanks to a fully committed team;
- the provision of cutting-edge and innovative technology guaranteeing the required performance and reliability;
- support because FGI SA offers all the advantages of a business on a human scale, such as accessibility, responsiveness and flexibility. We remain attentive to your needs and in line with your vision in order to enable you to achieve your investment objectives in perfect consultation.
To invest in the stock market, you must open a securities account. This account allows you to domicile the securities you buy on the Regional Stock Exchange of Securities (BRVM) of the WAEMU. From your securities account you can invest your money in several products: Shares, Bonds, or Mutual Funds.
Toute personne physique ou morale, peut ouvrir un compte titres. L’ouverture du compte titres est sans frais à FGI.
Opening a securities account is simple and free of charge at FGI. You just need to provide the documents below:
For individuals:
- A copy of your valid identity document (CNI) or passport;
- Two passport photos;
- un justificatif de résidence de moins de trois mois (certificat de résidence ou facture eau/électricité/téléphone à votre nom).
For legal persons:
- instrument of incorporation and articles of association;
- une copie des statuts ;
- proof of geographical location;
- powers of signatories;
- decisions to appoint signatories;
- identity documents of agents.
The opening of a securities account is materialized by the signing of a securities account agreement.
Depending on your risk profile and your investment horizon, you can open your securities account by choosing the management mode that suits you.
Free management
This account allows you to make your investments with complete freedom. FGI supports you by providing you with a latest-generation trading platform for the execution of your stock market orders, the holding of your account free of charge, access to its research and analysis services, assistance of its advisers and the provision of periodic statements as well as the consultation of your transactions online.
Management under mandate
FGI personalizes the management of your securities account thanks to a management mandate. In addition to the advantages of a securities account, you will benefit from the expertise of a professional to make the most suitable investments in order to make your assets grow.
There is no limit to start your investments in the stock market. You yourself define the amount to invest according to your savings possibilities or your available resources. However, it is advisable to invest the resources that you will not need in the short term to take full advantage of the returns offered by the market.
If needed, you can withdraw some or all of your money. If you have the securities in your account, all you have to do is give an order to sell the securities you hold in the portfolio. After the execution of the order, the proceeds of the sale may be withdrawn by any means (check, bank transfer, money transfer).
On the BRVM market, the liquidity of your investments (cash withdrawals) is ensured by the listing of the securities. To withdraw part or all of your investment, simply give an order to sell the securities you hold to FGI and the proceeds of your sale are available 3 days after the execution of the sell order. The corresponding amount is placed in the liquidity balance on your account and you can withdraw it by check or by a bank transfer.
FGI provides you with an online platform to follow the evolution of your portfolio. It allows you to have in real time 24 hours a day:
- – the appearance of the wallet
- – valuation of the portfolio
- l’historique de vos mouvements
- les ordres transigés
Upon presentation of the documents attesting to the death, FGI checks the quality of the heirs with the Notary or the principal, supported by the documents issued by the competent courts, determines the value of the securities portfolio and transfers everything to the designated accounts. by the beneficiaries or the notary in charge of the succession.
Orders sent to FGI are executed according to the regulations in force on the BRVM market, which stipulate that payments are made on D + 3 working days. So if you buy stocks today, the stocks will be available in your portfolio in 3 days. Likewise, the proceeds from the sale of your securities will be received within 3 days.
All you need to do is send a securities transfer order to your bank or your SGI which must carry out the transfer in connection with FGI and the DC / BR. Please notify us for a better follow-up.
FAQs : General
The primary role of financial markets, the one which motivated their appearance and which remains one of the most important, is to facilitate the transfer of liquidity from economic agents with the capacity to invest to those who have financing needs. This allocation of liquidity is specific to financial markets because it allows the development of the economy to be financed.
The Stock Exchange is a place of exchange, where financial securities are bought and sold. It allows the transfer of liquidity between economic agents through the purchase and sale of securities. It is a component of the financial market.
A share is a property right representing the capital of the issuing company and giving the right to dividends from the latter. It also makes it possible to express an opinion (voting rights) on the management of the company during general meetings of shareholders. The share is issued upon creation of the company and, subsequently, on the occasion of capital increases.
A bond is a debt security and gives rise to interest (or coupon) payments. It is a negotiable instrument that materializes a part of a loan from the issuing entity.
An FCP is an undertaking for collective investment in transferable securities (UCITS). It allows the investments of several investors to be pooled. The fund defines its investment policy and strategy. Each fund has characteristics such as a risk profile or a level of return that will serve to guide the investor. The investor is also called a “unitholder” and holds a share of the Common fund in proportion to the amounts he has invested.
This is the value of a financial security at any given time. It is determined according to the supply and demand of the security. Other factors can influence this price, making it difficult to anti
Market capitalization represents the valuation at market price of a listed company. It is obtained by multiplying the number of shares of the company by the market price. It is used as a determinant of the size of the company.
Les états financiers des sociétés cotées sont disponibles dans le site web de la BRVM
Une agence de notation est une entreprise privée dont l'activité principale consiste à évaluer la capacité des émetteurs de dette à faire face à leurs engagements financiers.
Un club d’investissement regroupe des personnes physiques, qui, pour s’initier à la gestion boursière, constitue, au moyen de versements échelonnés, un portefeuille commun de valeurs mobilières.
La SICAV est une société anonyme à capital variable dont l'objet unique est la gestion d'un portefeuille de valeurs mobilières alors qu'un FCP est un régime de copropriété de valeurs mobilières. Ce qui entraîne des modes d'administration distincts de gestion.
C’est la mesure de la fluctuation quotidienne du cours d’un titre sur une période donnée. Cette mesure est en général représentée par l’écart type des fluctuations quotidiennes du cours d’un titre sur une année.
Toute personne morale comme personne physique peut avoir un compte-titre. Il suffit de contacter une SGI et avoir le montant minimum requis pour l'ouverture de compte.
C’est le marché où se crée les valeurs mobilières en échange de capitaux lors :
- d’une constitution (IPO)
- d'un emprunt obligataire
- d'une augmentation de capital
C’est le marché sur lequel les agents économiques s’échangent les valeurs mobilières qu’ils possèdent en portefeuille. C’est le marché de l’occasion des valeurs mobilières
Les deux principaux marchés des produits dérivés sont :
- Le marché de gré à gré qui met en relation directement deux acteurs privés où chaque intervenant supporte Le risque de défaillance de sa contrepartie. Ce marché offre une grande souplesse dans Le montage des produits non standardisés.
- Le marché réglementé (ou organisé) où des entreprises définissent des produits standards et en assure les transactions via une chambre de compensation ainsi que le risque de défaillance ou de contrepartie.
Le compartiment Prestige de la BRVM est reservé :
aux valeurs phares du marché. Les sociétés candidates à ce compartiment doivent justifier, entre autres, d’un minimum de 10 ans d’activité, d’une capitalisation boursière d’au moins 50 milliards de F CFA, d’un flottant d’au moins 20% du capital, correspondant à un minimum de 4 millions de titres.
Le compartiment Principal de la BRVM est destiné :
aux sociétés présentant une capitalisation boursière minimale d' un milliard FCFA, un flottant d'au moins 15% du capital, d'états financiers certifiés des trois exercices précédant la demande.
Le compartiment Croissance de la BRVM est destiné :
à accueillir les PME et les entreprises à fort potentiel de croissance
L'adjudication signifie que l'émetteur d'obligations (titres de dette ou de créance selon le point de vue de l'emprunteur ou du prêteur) procède à une sorte de vente aux enchères des obligations concernées
Les SPV (Special Purpose Vehicle) sont des véhicules de financement créés dans le cadre des opérations de titrisation. Ils ont pour objectif d'acquérir des créances (par exemple les crédits immobiliers d’une banque), puis d'émettre des « parts » représentatives de ces créances qui sont revendues à des investisseurs.
Un ABS (asset-backed security) , en français titre adossé à des actifs, est une valeur mobilière dont les flux s'appuient sur ceux d'un actif ou d'un portefeuille d'actifs. La titrisation est le principal vecteur de création de ces actifs.
Un actif sous-jacent est un actif sur lequel porte une option ou plus largement un produit dérivé. Il peut être financier (actions, obligations, bons du Trésor, contrats à terme, devises, indices boursiers...) ou physique (matières premières agricoles ou minérales...)
Un billet de trésorerie est un titre de créance négociable (TCN), un crédit entre entreprises, c’est-à-dire que les entreprises (généralement les plus grandes) qui sont en de besoin de trésorerie, vont émettre elles-mêmes des billets de trésorerie qui vont être achetés par d’autres entreprises (entreprises classiques ou appartenant au secteur bancaire et financier) ayant des facilités de trésorerie.
Une agence de notation financière est un organisme chargé d'évaluer le risque de non-remboursement de la dette ou d'un emprunt d'un État, d'une entreprise ou d'une collectivité locale. Rémunérée par le demandeur de notation financière, elle produit, à titre indicatif, des outils qui estiment les risques d'insolvabilité.
La valeur nominale d'un titre (valeur mobilière : action, obligation, etc.), est appelée aussi valeur faciale, est celle fixée à l'émission.
Un contrat à terme (futures) est un engagement ferme de livraison d'un actif sous-jacent à une date future (appelée échéance ou maturité) à des conditions définies à l'avance. Contrairement au forward, le contrat à terme est standardisé pour être négocié sur un marché à terme organisé.
Le swap ou contrat d'échange ou l'échange financier est un produit dérivé financier. Il s'agit d'un contrat d'échange de flux financiers entre deux parties, qui sont généralement des banques ou des institutions financières.
La volatilité (en finance) est l'ampleur des variations du cours d'un actif financier. Elle sert de paramètre de quantification du risque de rendement et de prix d'un actif financier. Lorsque la volatilité est élevée, la possibilité de gain est plus importante, mais le risque de perte l'est aussi.
To invest in the stock market, you must open a securities account. This account allows you to domicile the securities you buy on the Regional Stock Exchange of Securities (BRVM) of the WAEMU. From your securities account you can invest your money in several products: Shares, Bonds, or Mutual Funds.
There is no limit to start your investments in the stock market. You yourself define the amount to invest according to your savings possibilities or your available resources. However, it is advisable to invest the resources that you will not need in the short term to take full advantage of the returns offered by the market.
If needed, you can withdraw some or all of your money. If you have the securities in your account, all you have to do is give an order to sell the securities you hold in the portfolio. After the execution of the order, the proceeds of the sale may be withdrawn by any means (check, bank transfer, money transfer).
On the BRVM market, the liquidity of your investments (cash withdrawals) is ensured by the listing of the securities. To withdraw part or all of your investment, simply give an order to sell the securities you hold to FGI and the proceeds of your sale are available 3 days after the execution of the sell order. The corresponding amount is placed in the liquidity balance on your account and you can withdraw it by check or by a bank transfer.
FGI provides you with an online platform to follow the evolution of your portfolio. It allows you to have in real time 24 hours a day:
- – the appearance of the wallet
- – valuation of the portfolio
- l’historique de vos mouvements
- les ordres transigés
Upon presentation of the documents attesting to the death, FGI checks the quality of the heirs with the Notary or the principal, supported by the documents issued by the competent courts, determines the value of the securities portfolio and transfers everything to the designated accounts. by the beneficiaries or the notary in charge of the succession.
Orders sent to FGI are executed according to the regulations in force on the BRVM market, which stipulate that payments are made on D + 3 working days. So if you buy stocks today, the stocks will be available in your portfolio in 3 days. Likewise, the proceeds from the sale of your securities will be received within 3 days.
All you need to do is send a securities transfer order to your bank or your SGI which must carry out the transfer in connection with FGI and the DC / BR. Please notify us for a better follow-up.
A la BRVM , il exite trois principaux indices représentant l'activité des titres du marché des actions; il s'agit du BRVM Composite ,du BRVM 30 et du BRVM Prestige :
Le BRVM C est un indice général. Il prend en compte toutes les sociétés cotées à la BRVM. Il est ajusté chaque fois qu’une nouvelle société est introduite à la cote mais également en cas d’augmentation ou de réduction de capital.
L’indice « BRVM 30 » regroupe les trente valeurs les plus échangées sur un trimestre. Il tient compte de l’évolution de la liquidité du marché au cours des dernières années
Le BRVM Prestige regroupe l’ensemble des valeurs inscrites sur le Compartiment Prestige.