As at 31 December 2025, ETI TG confirms that it continues to strengthen its fundamentals, driven by solid growth in its core business and a sustained improvement in profitability. Net banking income rose by 12.45% to 1,424.26 billion CFA francs, reflecting strong revenue momentum, whilst gross operating profit recorded a more pronounced increase of 23.15%, demonstrating improved operational leverage and gradual cost control. This performance is reflected in the results, with profit before tax up 15.91% to 465.78 billion CFA francs and net profit of 345.52 billion CFA francs (+15.29%), confirming robust and recurring profitability.<\/p>\n
In terms of the balance sheet, growth remains balanced. Loans to customers rose moderately by 5.04%, whilst deposits increased by 9.50%, improving the funding structure. This trend has resulted in a fall in the loan-to-deposit ratio to 46.53%, reflecting comfortable liquidity and greater scope to support the financing of the economy, whilst maintaining the Group\u2019s risk profile.<\/p>\n
(Source: FGI Studies and Research \u2013 ETI TOGO 2025 Financial Statements)<\/p>","protected":false},"excerpt":{"rendered":"
Au 31 d\u00e9cembre 2025, ETI TG confirme la poursuite du renforcement de ses fondamentaux, port\u00e9e par une croissance solide du c\u0153ur d\u2019activit\u00e9 et une am\u00e9lioration soutenue de la rentabilit\u00e9. Le Produit Net Bancaire progresse de 12,45% \u00e0 1 424,26 milliards de FCFA, traduisant une bonne dynamique des revenus, tandis que le r\u00e9sultat brut d\u2019exploitation enregistre […]<\/p>\n","protected":false},"author":4,"featured_media":17369,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-17368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\n